When you are facing foreclosure, it's important to have as much information as possible about the foreclosure process and the foreclosure laws. The more information you know about foreclosure, the easier it will be to stop it. But don't make the mistake of just "researching information". You need to act quickly and take action. I am happy to refer you to a licensed attorney who can advise you accordingly if that is the route you wish to take.

Saving your home should be the first priority, not learning about foreclosure. Too many people waste time learning about foreclosure, while their home is being sold at auction.

Here are the three main points you need to know about foreclosure:

1. Your home will be sold at auction and you will lose it forever if you don't stop it.

2. Stopping the foreclosure will require your lender to agree to a loan modification or short sale. Alternatively, you can make a request for more time if you plan to sell or will have more income in the future.

3. Your lender is not always the best source for information and they may not be as willing to help you as they once were in the past! Servicer employees are now overworked and underpaid and are no longer your best choice when looking for help!